:root{
  --nav:#071a2b;
  --nav2:#0b2540;
  --bg:#ffffff;
  --ink:#0b1220;
  --muted:#5a6a79;
  --card:#0b2340;
  --line:rgba(255,255,255,.12);
  --line2:rgba(10,20,35,.12);
  --gold:#c9a24a;
  --gold2:#e0c36a;
  --shadow:0 18px 55px rgba(0,0,0,.22);
  --radius:18px;
  --max:1140px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Ubuntu,Cantarell,Noto Sans,Arial,sans-serif;
  color:var(--ink);
  background:var(--bg);
  line-height:1.5;
}
a{color:inherit}
img{max-width:100%;display:block}
.container{max-width:var(--max);margin:0 auto;padding:0 20px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  gap:10px;
  padding:12px 16px;
  border-radius:12px;
  border:1px solid transparent;
  text-decoration:none;
  font-weight:700;
  letter-spacing:.2px;
  transition:transform .08s ease, background .2s ease, border-color .2s ease, opacity .2s ease;
  cursor:pointer;
}
.btn:active{transform:translateY(1px)}
.btn-primary{background:linear-gradient(90deg,var(--gold),var(--gold2));color:#121212}
.btn-primary:hover{opacity:.95}
.btn-ghost{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.18);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.10)}
.badge{
  display:inline-flex;align-items:center;gap:8px;
  padding:6px 10px;border-radius:999px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.16);
  color:#fff;font-size:13px;
}
.nav{
  position:sticky;top:0;z-index:50;
  background:linear-gradient(180deg,var(--nav),var(--nav2));
  box-shadow:0 10px 40px rgba(0,0,0,.18);
}
.nav-inner{
  display:flex;align-items:center;justify-content:space-between;
  height:76px;
}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand img{width:44px;height:44px;border-radius:10px;object-fit:cover}
.brand .name{font-weight:900;letter-spacing:.2px}
.brand .tag{font-size:12px;color:rgba(255,255,255,.75);margin-top:2px}
.nav-links{display:flex;gap:18px;align-items:center}
.nav-links a{
  color:rgba(255,255,255,.86);
  text-decoration:none;
  font-weight:650;
  padding:10px 10px;
  border-radius:10px;
}
.nav-links a:hover{background:rgba(255,255,255,.08);color:#fff}
.nav-cta{display:flex;gap:10px;align-items:center}
.burger{display:none;background:transparent;border:0;color:#fff;font-size:26px}
.mobile{
  display:none;
  padding:14px 20px 20px;
  border-top:1px solid rgba(255,255,255,.10);
}
.mobile a{display:block;padding:12px 12px;border-radius:10px;color:rgba(255,255,255,.88);text-decoration:none;font-weight:650}
.mobile a:hover{background:rgba(255,255,255,.08);color:#fff}

.hero{
  background:linear-gradient(180deg,var(--nav2),#0b1f36 68%, #ffffff 68%);
}
.hero-grid{
  display:grid;
  grid-template-columns:1.15fr .85fr;
  gap:28px;
  padding:44px 0 60px;
  align-items:stretch;
}
.hero h1{color:#fff;font-size:44px;line-height:1.06;margin:14px 0 14px}
.hero p{color:rgba(255,255,255,.82);font-size:17px;margin:0 0 22px;max-width:56ch}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-card{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.14);
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:var(--shadow);
}
.hero-card img{width:100%;height:100%;object-fit:cover;min-height:320px;filter:saturate(1.05) contrast(1.02)}
.section{padding:56px 0}
.section.alt{background:#f7f9fc}
.kicker{font-size:13px;text-transform:uppercase;letter-spacing:.14em;color:rgba(11,18,32,.65);font-weight:800;margin:0 0 10px}
.title{font-size:34px;line-height:1.12;margin:0 0 10px}
.lead{color:var(--muted);max-width:70ch;margin:0 0 28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.card{
  background:#fff;
  border:1px solid var(--line2);
  border-radius:var(--radius);
  box-shadow:0 10px 30px rgba(10,20,35,.08);
  overflow:hidden;
}
.card-pad{padding:18px}
.card h3{margin:0 0 6px;font-size:18px}
.card p{margin:0;color:var(--muted)}
.icon{
  width:40px;height:40px;border-radius:12px;
  display:flex;align-items:center;justify-content:center;
  background:linear-gradient(135deg,rgba(201,162,74,.20),rgba(224,195,106,.25));
  border:1px solid rgba(201,162,74,.35);
  margin-bottom:12px;
}
.split{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:22px;
  align-items:center;
}
.media{
  border-radius:var(--radius);
  overflow:hidden;
  box-shadow:0 18px 50px rgba(0,0,0,.18);
  border:1px solid rgba(10,20,35,.10);
}
.media img{width:100%;height:380px;object-fit:cover}
.steps{display:grid;gap:12px}
.step{
  display:flex;gap:14px;align-items:flex-start;
  padding:14px 14px;
  border-radius:14px;
  border:1px solid var(--line2);
  background:#fff;
}
.step b{display:block}
.num{
  width:34px;height:34px;border-radius:12px;
  display:flex;align-items:center;justify-content:center;
  background:linear-gradient(90deg,var(--gold),var(--gold2));
  color:#111;font-weight:900;
}
.cta{
  border-radius:var(--radius);
  padding:22px;
  background:linear-gradient(135deg,var(--nav2),#0a2a4f);
  color:#fff;
  box-shadow:var(--shadow);
  border:1px solid rgba(255,255,255,.14);
}
.cta .row{display:flex;justify-content:space-between;gap:18px;align-items:center;flex-wrap:wrap}
.cta p{margin:6px 0 0;color:rgba(255,255,255,.82);max-width:75ch}
.footer{
  background:linear-gradient(180deg,var(--nav2),var(--nav));
  color:#fff;
  padding:34px 0;
  margin-top:40px;
}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:18px;align-items:start}
.footer h4{margin:0 0 10px}
.footer p{margin:0;color:rgba(255,255,255,.80)}
.footer a{color:rgba(255,255,255,.86);text-decoration:none}
.footer a:hover{text-decoration:underline}
.small{font-size:13px;color:rgba(255,255,255,.72)}
hr.sep{border:0;border-top:1px solid rgba(255,255,255,.12);margin:18px 0}
.notice{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.14);
  padding:12px 14px;border-radius:14px;
  color:rgba(255,255,255,.84);
  font-size:13px;
}
.pills{display:flex;gap:10px;flex-wrap:wrap;margin-top:10px}
.pill{font-size:12px;padding:6px 10px;border-radius:999px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.06)}
.table{
  width:100%;
  border-collapse:collapse;
  border:1px solid var(--line2);
  border-radius:14px;
  overflow:hidden;
}
.table th,.table td{padding:12px 12px;border-bottom:1px solid var(--line2);text-align:left}
.table th{background:#f2f5fa;font-size:13px;text-transform:uppercase;letter-spacing:.08em;color:rgba(11,18,32,.7)}
.table tr:last-child td{border-bottom:0}

@media (max-width: 980px){
  .hero-grid{grid-template-columns:1fr; padding-top:34px}
  .hero h1{font-size:38px}
  .grid-3{grid-template-columns:1fr}
  .grid-2{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
  .media img{height:320px}
  .nav-links{display:none}
  .burger{display:block}
  .mobile.open{display:block}
}

@media(max-width:900px){.hero{background:linear-gradient(180deg,var(--nav2),#0b1f36 78%, #ffffff 78%);} }